Obamacare: The cap on out-of-pocket costs has been delayed until 2015
Obamacare is beginning to collapse under its own weight. First the Obama regime was forced to delay the employer mandate for one year while leaving the individual mandate in place. And then the Congress finally read the bill and found out many Federal employees would have to join the Obamacare exchanges so they demanded and received an exemption.
The interesting point about this, which I have not heard made anywhere else, is that the same people who complained that Barack Obama did not have the authority to delay the employer mandate without going through the Congress are many of the same people who then ran to Barack Obama and begged for him to unilaterally declare them exempt from the law without going through the Congress. Hypocrites, all of them!
Today we learned that yet another part of Obamacare has been delayed until (coincidentally?) after the 2014 election, that being the mandatory caps on out-of-pocket expenses.
This provision was designed to cap how much money an insurance company could tell an individual or a family on a yearly basis they would have to pay for certain services before the insurance kicked in for that year–such things as deductibles and co-pays.
What is interesting to me about all of this is the fact that Barack Obama has changed the law to protect businesses and Washington ruling class elitists while at the same time doing nothing in one case–the individual mandate–to help the people, and in the other case doing something which protects businesses at the expense of the people.
Tell me again how it can be that Barack Obama is the “middle class” warrior he once declared himself to be.
America's Watchtower 
These selays wouldn’t have anything to do with the mid-term elections next year, would they? Everything is politics with president.
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That is exactly what this is all about. Delay the worst parts of this bill until after the election in order to lessen the pain in order to help win reelection.
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I can’t help but wonder if they won’t delay the entire law until after they feel they are safe in their bid to win reelection.
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Piece by piece, they are probably going to do just that, Larry. OR, they will delay the parts that will still get them the most votes.
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Yeah, any part of the law which could cost them votes will be delayed until after the election.
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I have been wondering that myself, it sure seems like they are doing it a little at a time, probably so people won’t notice as much.
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Without a cap on out-of-pocket, my husband and I would have owed some $40,000 after all the medical care he received post-stroke in 2009.
Thank God that he had a policy with an out-of-pocket cap of $5000!
Without a cap, many people would be forced into medical bankruptcy — and onto Medicaid. One way of equalizing wealth, huh?
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$5,ooo is still allot to pay out of pocket but it could have been much worse, I hope that your husband is doing well!
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Steve,
Mr. AOW is hanging in there. In a few days, we’ll depart for the first road-trip vacation since his stroke. We’re taking an RN along — “just in case.”
Thanks for your well wishes.
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You are welcome AOW and I am glad to hear he is doing better. We will be thinking about and praying for you and your husband.
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